PLANET APP: A Smart And Convenient App For Two-Wheeler Loans

PLANET APP: A Smart And Convenient App For Two-Wheeler Loans

Are you considering getting a two-wheeler loan for some time now? Then this article is for you because I would love to introduce you to the PLANET APP by L&T Finance. It will definitely be a one-stop solution for you. A two-wheeler provides convenience, comfort and saves time. It’s an all weather mode of transport for most Indians. If you are planning to go for a two-wheeler loan, PLANET APP by L&T Finance is here to help you. 

Technology is essential in today’s fast-paced world as it simplifies and streamlines our daily tasks. With the aim of enhancing the loan experience for customers, L&T Finance, a leading NBFC registered under the Reserve Bank of India, has introduced the PLANET APP. If you are one of the millions of customers who have taken loans from L&T Finance, a leading Non-Banking Financial Company (NBFC) in India, you might be interested in knowing about the PLANET APP. Let’s explore the unique features and benefits that make the PLANET APP a game-changer in the finance industry.

What is PLANET APP by L&T Finance?

PLANET by L&T Finance stands for Personalized Lending & Assisted NETworks, which is a user-friendly customer-centric app designed for easy access to loan details and managing loan repayments effortlessly, offering a delightful and accessible experience available anytime. The app is also a pioneer in the loan disbursement journey for two-wheeler loans, offering a fully digital experience from start to finish.

Within a short period of less than a year, the PLANET APP has achieved over 3 million + downloads and has made customer onboarding seamless and efficient, with a total of INR 1650 crore+ facilitated so far, which has resulted in the expansion of the digital business and has cemented its position as leading app in the finance industry. The app is designed to be user-friendly for customers anywhere, regardless of their location. Users have praised the app with impressive ratings of 4.4 stars on the Google Play Store and 4.3 stars on the App Store. PLANET APP is designed with an aim to provide best-in-class customer experience by offering a convenient and efficient solution for all loan-related needs. Keeping both urban and rural customers of L&T Finance at the core, the PLANET APP is available in 12 languages.

 What are the key features and benefits of the PLANET APP?

The PLANET APP has a lot of features and benefits to offer to its users. Some of them are:

  • Convenient Loan Payment Options: You can choose from various payment modes such as UPI, debit card, net banking, wallet, etc. to pay your EMIs on time and avoid late payment charges.
  • Easy Loan Documents Access: You can download all the documents related to your loans such as NOC, Interest Certificate, repayment schedule and more from the app whenever you need them.
  • Consumer Loan – Faster Loan Approval Process: You can apply for consumer loans such as personal loans, business loans, home loans, etc on the app and get faster approval and disbursal.
  • Digital Two-Wheeler Loans: You can get an instant approval for two-wheeler loans on the app without any physical documentation or verification. You can also track your loan status and get a digital sanction letter on the app.
  • Reminder for EMIs: You don’t have to worry about missing your EMIs as the app will send you timely reminders and notifications before your due date.
  • Easily Manage Personal Information: You can view and update your profile and bank mandate details on the app. You can also personalize your profile with a photograph.
  • Secure Transactions: You can transact with peace of mind using the app’s secure login options. You can either set a four-digit PIN or use your fingerprint or face recognition to log in to your account.
  • Credit Score Check and Wellness Insurance Plan: You can check your credit score and get tips to improve it on the app. You can also avail a wellness insurance plan that covers COVID-19, hospitalization, OPD, dental and more.
  • Mandate Swap: You can change your bank account for EMI deduction on the app without any hassle.
  • Mandi Price: You can get the latest mandi prices for various crops and commodities on the app.

Benefits of Two- Wheeler Loans at  PLANET APP by L&T Finance

Two-Wheeler loans

Two-Wheeler loans offer many benefits to borrowers, such as:

  • End-to-end digital process: You can apply for a Two-Wheeler loan online from the comfort of your home or office. You don’t need to visit any branch or submit any physical documents. You can also track your loan status and repayments online through various digital channels.
  • Quickest turnaround time: You can get instant approval and disbursal of your Two-Wheeler loan within minutes if you meet the eligibility criteria and have all the required documents ready. Some lenders even offer pre-approved Two-Wheeler loans to their existing customers for faster processing.
  • Broad range of two-wheeler selection: You can choose from a wide variety of Two-Wheelers and scooters available in the market, from regular models to superTwo-Wheelers. You can also select the brand, model, color, and features of your choice.
  • Pan India delivery: You can get your Two-Wheeler delivered to your doorstep anywhere in India through the dealer network of your lender. You don’t need to worry about the logistics or transportation of your Two-Wheeler.
  • Flexible repayment options: You can choose the loan amount, tenure, and EMI that suit your budget and repayment capacity. You can also opt for lower EMIs with longer tenure or higher EMIs with shorter tenure at your convenience. You can also prepay or foreclose your loan partially or fully without any penalty charges.

How to download and use the PLANET APP?

You can download the PLANET APP from the Google Play Store or the App Store using this link:

To use PLANET APP, you need to follow these steps:

1. Open the app and allow permissions or skip for later.

2. Choose your language from the 12 options available.

3. Registration will be required when you log on for the first time. Enter your registered mobile number and verify it with an OTP.

4. Set the PIN of your choice or use the biometric login option.

5. You can now access and manage your loan account on the app.

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The PLANET APP is a smart and convenient way to manage your L&T Finance Two-Wheeler loans. The app offers you a lot of features and benefits that make it easy and efficient for you to access and manage your loan details and repayments. The app also helps you save money, time and effort by offering you competitive interest rates, faster approval and disbursal, digital documentation, payment reminders, multiple payment modes, special offers and more. 

If you are an existing customer of L&T Finance who has taken loans from them, we recommend you to download the PLANET APP and try it out for yourself. You will surely find it useful and helpful in your financial journey.

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